From the Desk of Mandy Manley
At various points in my life, I have tried to keep a budget: It always felt like a burden; a yoke that I just didn’t want to accept. I wanted to be able to splurge on a bottle of nail polish and not have to feel bad! Last summer after reading Dave Ramsey’s The Total…
A year ago I started listening to Dave Ramsey’s podcast and a few months later, I presented his philosophy of money management to my spouse. We decided to give it a try. Unlike all my past futile attempts at living on a budget, we got on a written budget and stuck to it. If you…